Minneapolis Car Accident Attorneys

Motor Vehicle Accidents in Minneapolis

Thank you for visiting My Minneapolis Motor Vehicle Accidents Attorney. We will attempt to give you as much information about Motor Vehicle Accidents in Minneapolis as possible on this site. Additionally, you can visit our “Why hire us” page to see what separates us from the other Motor Vehicle Accident lawyers in and around Minneapolis.

If you have sustained serious injuries due to the negligence of another driver in a car accident, you will need an experienced attorney to work with the insurance companies and arrive at a settlement that you deserve. We will work hard to secure the maximum monetary compensation for you. Call us at the Motor Vehicle Accident Law Offices of “insert attorney name” in Minneapolis. We can help you.

Overview

Car accidents are the #1 cause of injuries and death today.
Thousands of people are killed each year due to automobile accidents.
Thousands of people are seriously injured and disabled due to automobile accidents.

Reasons an accident happens:
- Driver negligence – reckless, not paying attention, talking on the phone
- Drunk driving – alcohol, drugs
- Fatigue
- Mechanical defects on auto
- Road conditions – construction, potholes
- Weather conditions – rain, ice, fog

Injuries that can occur:
- Whiplash
- Head trauma
- Broken legs or arms
- Brain damage
- Internal bleeding
- Spinal cord, head, back, neck injuries
- Disfigurement
- Burns

What to do if you are involved in an auto accident

Stay calm; move car to the side if possible.
Call the police – ask for an ambulance if needed.
Obtain from the other driver:
- Name
- Address
- Telephone number
- Driver’s license
- Insurance company name
- Get all passenger and witness names (if any)
Keep a camera in your car – take photos of your injuries, damages and road conditions.

To do

Make sure a report is filed with the Minnesota State Police; get a copy.
Call your insurance company – give them all the facts and have them explain your coverage.
Immediately see your doctor even if you feel okay.
Contact an attorney.
- Give all details about accident, including your injuries, damages, wages lost, any conversations you had pertaining to this auto accident, etc.

Do not do

Do not agree on a settlement with the other driver or their insurance company; do not sign anything.
Do not speak to any insurance adjuster about the auto accident.
Do not accept a check that says “final payment” unless you are satisfied that the claim is complete.

Uninsured/Underinsured Motorist Coverage

In Minneapolis, drivers are required to have car insurance, but many do not.
Minnesota drivers are required to carry uninsured motorist insurance.
Your own insurance policy will cover you if you are involved in a car accident with an uninsured driver.
- Compensated for injuries to you and your passengers.
Underinsured Motorist coverage:
- Additional compensation for your injuries or your passengers.

No-Fault Coverage

Minnesota has been a No-Fault state since 1975– under the Minnesota No-Fault Insurance Law.
Minnesota law requires that every insurance policy include No-Fault insurance coverage.
- No-Fault claim: payment for medical bills, loss of wages.
- Covers you if you are in a collision.
No-Fault Medical coverage includes:
- A minimum of $20,000 for medical and chiropractic expenses.
No-Fault Non-Medical coverage includes:
- Coverage for loss of wages and replacement services (cleaning person, snow removal, etc).

Wrongful Death

The loss of a loved one as a result of another person’s reckless driving.
- If you are a family member of the decedent, you can file for compensation:
  - Financial support
  - Love that has been taken away
  - Comfort and care
A Statute of Limitations usually applies.

Settlement

In Minneapolis, most insurance companies use a software program called Colossus to determine your settlement amount.
It is used by more than 50% of insurance companies in the United States.
Attorneys do not like this tool because it does not account for factors such as pain and suffering or whether you have a job that you cannot do.
Data inputted includes:
- Vehicle damage
- Length of medical treatment
- Estimated amount of medical bills
A jury does consider other factors that the Colossus program does not.
The insurance adjuster calls Colossus a starting point, but this is not true.
Colossus can evaluate over 600 types of injuries.

Conclusion
The attorneys at the Motor Vehicle Accident Law Offices of “insert attorney name” have many years of experience in reaching settlements from an auto accident. We are familiar with the insurance companies and we can settle quickly for you. Don’t wait; call us immediately.